November 17, 2004

Work Hard and This is What You Get

TB got a letter from SSA today. He was turned down for temporary disability benefits and both of us are now in a deep funk. It was a big shock to us and when we read the denial letter again, we realized that SSA was basing their decision on the erroneous information of that robotic doctor of Selective?s, Kenneth Peacock of Moorestown, NJ.

I think that if you live in NJ and you get hurt and your company's vampiric third party carrier sends you to this man, you?re in for trouble. I think he tells the insurance company what they want to hear and to hell with you. And if you get hurt and your company?s carrier is Selective Insurance out of Branchville, NJ I say hurry and get an attorney because you are already screwed. Do a Google on Dr. Kenneth Peacock, Moorestown, NJ and you?ll get a whole bunch of workman?s comp reports in which he is the third party carrier?s ?expert?.

I urged TB to call his attorney to see if he should file an appeal. Dr. Peacock claimed that there was nothing else Selective could do for TB and that he had a 15% permanent partial disability. Meanwhile, Dr. Farrell and TB went forward with the third surgery, which TB is recovering nicely from now. TB will be able to work again, but probably not in the shop.
Anyway, SSA has no information about the third surgery or the second opinion Selective was forced to seek. The second opinion, Dr. Falconiero, was in total agreement with Dr. Farrell and totally contradicted Peacock. Now, Dr. Falconiero ? in Cherry Hill, NJ ? is a great doctor. He was totally fair and he acted human. If your carrier sends you to this doctor, you have a better chance of being treated fairly.

SSA?s reason for turning TB down was that he could do ?substantive work? ? but they don?t realize he was recovering from surgery again. They think, thanks to Dr. Peacock, that TB has this 15% permanent disability. Is the decision worth appealing? I might have thought so once but I have totally lost faith in everything. That?s why I suggested TB talk to the attorney. That guy will be honest ? he has a ?stake? in it. If he thinks he won?t get his percentage, he?ll say so.

Folks, it?s nice to know that if you work real hard all your life and then you get hurt and you can?t work that you can count on the contributions you were forced to make to SSA, right? That you can get a little help when you need it?
Think again.

Don?t get hurt at work, folks. If that means you have to play slacker, then I say lay back and be lazy. Because when you work hard, you think you?re appreciated ? and you are as long as you can output. If you get hurt doing your best for your company, don?t think they?ll be grateful for all the hard work you did or feel bad that you got hurt. The bottom line to them is profit, guys, that?s it. Period.


Posted by Cassie at November 17, 2004 08:21 PM
Comments

:10: geh. We need someone to find all the loopholes in the insurance deals. Stupid insurance people. But anyway, that's one of the reasons why I plan to only do the minimum amount of work, so I don't get hurn and have a... fiasco :19:

Posted by: Heidi at November 18, 2004 02:46 PM
Due to the proliferation of comment spam, I've had to close comments on this entry. If you would like to leave comment, please use one of my recent entries. Thank you and sorry for any inconvience caused.
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