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November 12, 2004

New Jersey Auto Insurance SUCKS!

Posted at November 12, 2004 11:15 AM in Rants & Raves .

About two months ago I had to make some policy changes in my Allstate Auto Insurance policy. The changes cost me an extra $110.00 a month. I was already paying almost $1200.00 for six months of full coverage (New Jersey has the highest insurance rates in the country). I didn't like it but what could I do, I live in New Jersey and you have to have insurance. So that raised my six month rate to almost $1800.00. I've had Allstate Auto Insurance for over fourteen years without a break in coverage. (in New Jersey if you have a break in coverage you get placed in a higher tier, resulting in a larger, much larger payment) I've never had an accident (I've been driving for thirty one years) and only recently gotten two tickets resulting in a total of eight points. (both for improper passing). I might have been able to fight the tickets or plea bargain to a lesser charge but didn't. (I wish I did now!)

So a month after I changed my coverage I received a letter from Allstate stating that they were not going to renew my policy in December. My jaw dropped and then I nearly hit the ceiling. How can they do this! I screamed. I have been paying them on time for fourteen years! I probably should have called my agent and complained but again, this is New Jersey and I had a feeling I would just be spinning my wheels.

So I started shopping for Auto insurance, I looked through the phone book and didn't have much luck. Then my sweetie said "why don't I look online, since I spend most of my time on the computer anyway." So I began surfing through Google for insurance. After a few hours of surfing, (I kept getting sidetracked) I came across the ad for Geico. I applied online (a very easy and pleasant process) and ended up with the same coverage I had with Allstate but $600.00 cheaper every six months. Wow! I saved $1200.00 a year thanks to Allstate's being a (insert favorite expletives)!


Thank you Geico!
The Gecko RULES!
Allstate DROOLS!

Comments

Granted my van is a 96 My insurance for 6 months with a $100.00 deductable is a whopping 318.00 with a big 67.00 dollar down payment. Not to mention our registration for my full size Ford conversion van is a whole $23.00 dollars a year. Myabe I'll move to NJ!! Yeah right.
David

Posted by MIchele at November 12, 2004 11:55 AM

Yay, go Geico, go!!!!

I think I remember Geico used to be for federal employees only? Doesn't it mean Government employees' insurance co?

anyway, glad they are there for us

xoxoxoxooxox

Posted by Cassie at November 12, 2004 07:00 PM

Gosh, I hate having to mess with insurance! Glad you found happiness with Geico and afterall... that is such a lovely shade of green! :)

Posted by Chana at November 12, 2004 09:16 PM
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